Liability insurance Essay Example | Topics and Well Written Essays - 250 words

Liability insurance policy - Essay ExampleA nurse having this insurance is important because for every act or serving provided there is a liability attached to it. This comes about when star n either is he or she a private contractor nor employed for the job (Catolico, 2014). The employers malpractice insurance only covers when sensation is in the sic as an employee and this is the instance a person can be responsible when he or she makes a decision beyond employment scope (Catolico, 2014).This insurance package covers voluntary and off job function in cases of emergency (Catolico, 2014). For instance, a neighbors child falls sick and since one is a nurse, the parent of the affected will seek the nurses opinion. This prompts one respond by either giving a recommendation or treating the child because he or she is nurse (Catolico, 2014). The moment one helps as a nurse then the patient-nurse relationship forms, onwards, the practitioner is responsible for every decision he or she makes regarding the patients wellbeing.This is not to discourage but to inform a person of ones scope as a nurse, which should not bar him or she stop helping voluntarily. It is of brilliance to realise own malpractice insurance that covers those times of the day when one is off duty but have to respond and take action as a nurse.Catolico, Ruthe. (2014). Malpractice Insurance Do I need it? case Association of Pediatric Nurse Practitioners. Accessed on September 26, 2014 from